Effective Date: August 2025

Welcome to haaglobe.com (the “Site”), operated by Hart & Associates (“Company,” “we,” “us,” or “our”). By accessing or using our website, purchasing our online packages, or becoming a member, you agree to be bound by the following Terms & Conditions. Please read them carefully.

1. Membership & Accounts

To access certain services, you may be required to create a membership account.

You are responsible for maintaining the confidentiality of your account login details and for all activities under your account.

We reserve the right to suspend or terminate accounts at our discretion if we believe these Terms are violated.

2. Purchases & Payments

All purchases of online consulting packages, memberships, or digital services are final and non-refundable.

By making a purchase, you acknowledge that you gain immediate access to proprietary consulting strategies and resources.

Prices and subscription fees are subject to change, but any changes will not affect purchases already completed.

3. Use of Services

Our services are provided for business and professional use only.

You agree not to misuse the Site, attempt unauthorized access, or use our content for resale, redistribution, or reverse engineering.

4. Results Disclaimer

While Hart & Associates makes every effort to provide strategies, tools, and consulting designed to achieve the best possible results, success is dependent on many factors outside our control (including your business decisions, market conditions, and execution).

Therefore, we cannot guarantee specific results or outcomes.

5. Intellectual Property

All content, materials, designs, logos, training modules, and strategies provided on the Site or within our packages are the exclusive property of Hart & Associates.

You may not copy, modify, distribute, or create derivative works without prior written consent.

6. Privacy & Data

By using our services, you consent to the collection and processing of information you provide.

We will never sell your personal or business information.

For more details, please review our Privacy Policy.

7. Limitation of Liability

To the fullest extent permitted by law, Hart & Associates is not liable for any direct, indirect, incidental, or consequential damages resulting from your use of our services.

Our total liability for any claim related to our services will not exceed the amount you paid for the service.

8. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of Armenia, without regard to conflict of law principles.

Any disputes arising under or in connection with these Terms shall be resolved exclusively in the competent courts of Yerevan, Armenia.

9. Changes to Terms

We may update these Terms from time to time.

Continued use of the Site after changes means you accept the revised Terms.

10. Contact Us

If you have questions regarding these Terms & Conditions, please contact us at:

📧 contact@hartandassociatesbc.com